Warning Signs

Do you have any of these warning signs? Please answer True of False and your score will show automatically when you finish.

1.) You spend more than you earn T   F  
2.) You carry credit card debt T   F  
3.) You have no real money plan that you follow and review T   F  
4.) Money worries cause arguments T   F  
5.) You can’t sleep at night due to money issues T   F  
6.) You avoid phone calls thinking they may be money demands T   F  
7.) You hate opening mail, thinking they could be money demands T   F  
8.) If an emergency or unexpected expense arose, you would find it hard to pay T   F  
9.) You get ‘insufficient funds’ messages when you spend T   F  
10.) If you lost your income stream you couldn’t survive longer than 1 month. T   F  
11.) You don’t keep track of your spending T   F  
12.) You usually run out of money before the next pay T   F  
13.) You increase your debt to survive T   F  
14.) You have exceeded some of your credit limits in the last 6 months T   F  
15.) You have received more than 1 overdue notice in the last 3 months T   F  

You have more than 3 T’s Please take action NOW to avoid money ill health.

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